1.0AFCPEhttps://www.afcpe.orgRachael Deleonhttps://www.afcpe.org/news-and-publications/blog/author/rachael/rich600338<blockquote class="wp-embedded-content" data-secret="CBZKm3SXPV"><a href="https://www.afcpe.org/news-and-publications/journal-of-financial-counseling-and-planning/accepted-papers/consumer-financial-access-trends-after-the-great-recession-a-latent-transition-analysis/">Consumer Financial Access Trends After the Great Recession: A Latent Transition Analysis</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.afcpe.org/news-and-publications/journal-of-financial-counseling-and-planning/accepted-papers/consumer-financial-access-trends-after-the-great-recession-a-latent-transition-analysis/embed/#?secret=CBZKm3SXPV" width="600" height="338" title="“Consumer Financial Access Trends After the Great Recession: A Latent Transition Analysis” — AFCPE" data-secret="CBZKm3SXPV" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript"> /* <![CDATA[ */ /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); /* ]]> */ </script> This study examined the U.S. household financial access trends during 2012–2018 after the Great Recession of 2007–2009. Data was from a nationally representative sample (n=2,094) of adults from the American Life Panel who completed questions from the National Financial Capability Study (NFCS) in 2012 and 2018. Latent transition analysis (LTA) was used to examine trends across seven financial access indicators, […]